- Agribusiness loans are available to any type of legal entity engaged in agribusiness operations. Agribusiness commitments are industry competitive on both terms and interest rates. Most of CFA's agribusiness loans are made on a patronage basis. The borrower need not be a cooperative to enjoy the benefits of receiving patronage from CFA.
- Operational loans are revolving lines of credit to finance the seasonal increases in inventory and receivables, operating expenses, and other working capital needs. Operating loans generally mature within 12 months.
- Term loans are available to finance real estate, facilities, equipment, vehicles, or permanent levels of working capital. These loans may be either revolving or non-revolving. The repayment period will be matched to the useful life of the assets financed and to the cash flow to be generated.
- Premier loans are single purpose loans to retail agribusinesses that have a borrowing relationship with another lender. These loans are used to provide deferred payment terms and fund 100% of inventory purchases. You select the invoices to be financed, and CFA makes the payment to the suppliers. The loan is a revolving line of credit and is perpetual, subject to annual review, and is due full once a year.
Contact the Portfolio Manager for your region if additional information about Agribusiness Lending is desired.
WHO WE ARE
The Cooperative Finance Association, Inc. (CFA) is a finance cooperative headquartered in Kansas City, MO. Our members are agricultural cooperative located throughout midwestern and southern states. We are committed to the long-term financial success of our members. As participants in the cooperative system, we recognize and respect our role in supporting our member-cooperatives and the farmers and ranchers they serve. CFA is committed to delivering customer oriented products and services for the benefit of our members.
CFA was incorporated and operates under the Kansas Cooperative Marketing Act. We have provided consistent, dependable financial products and services to the agricultural industry since 1943.
WHAT WE DO
CFA offers a full range of financing products and services to agriculture cooperatives, agribusiness and agricultural producers. We provide financial commitments with sound structures and terms at competitive rates. Our success is inseparable from the success of our customers and we conduct ourselves on that premise.
We offer operating and term loans, inventory financing for cooperatives and other agribusinesses. We offer point-of-sale production agriculture financing, the Input Finance Program, to agricultural producers through our member cooperatives.
HOW WE OPERATE
CFA is a regional cooperative, operating for the benefit of our membership. As a cooperative, a substantial portion of the organization's earnings is returned to our customers in the form of patronage refunds. Members elect a board of directors that governs the association. The board is comprised of seven directors elected from among the membership, and each of the directors serves at large. While CFA does not have a representation districts for the directorate, the nominating committee have ensured representation throughout the trace territory.
We deliver customer-oriented loan commitments and terms by thoroughly understanding each customers unique business needs. We employ a staff of qualified professionals both at the Kansas City office as well as the field-based credit staff. We have deployed a field-based staff to better understand our customers and their needs and thereby provide superior service.
Mail Payments: Overnight Payments: Overnight Packages: Wire Payments: *
|6th Floor Lockbox|
|Kansas City, Missouri 64153|
Note: Notify CFA of all wire request by emailing firstname.lastname@example.org or by calling (877) 835-5232 Option 2 by 11:00 am CST.
CUSTOMER SUPPORT SERVICES DIRECTORY
|Melissa Hill||Ext. 218||(816) 214-4200||Colorado, Illinois, Indiana, Iowa, Michigan, Minnesota, Missouri, Ohio, Wisconsin|
|Rich Blackburn||Ext. 219||(816) 214-4200||Idaho, Nebraska, N. Dakota, S. Dakota, Tennessee, Wyoming|
|Garrett Sand||Ext. 227||(816) 214-4200||Alabama, Arkansas, Kansas, Mississippi, Oklahoma, Texas|
|Cyndi Lawter||Ext. 229||(816) 214-4200||Idaho, Iowa, Michigan, Minnesota, Nebraska, Ohio, N. Dakota, S. Dakota, Wyoming|
|Kelly Jones||Ext. 231||(816) 214-4200|
|Lori Gatzemeyer||Ext. 230||(816) 214-4200||Arkansas, Colorado, Illinois, Indiana, Kansas, Mississippi, Missouri, Oklahoma, Texas|
|Connie Durbin||Ext. 207||(816) 214-4200|
|Kay Lesher||Ext. 220||(816) 214-4200||All Commercial Loan Territory|
|Sandy Frederick||Ext. 204||(816) 214-4200||All Input Loan Territory|
|Jennifer Oborny||Ext. 225||(816) 214-4200|
|Steve Small||Ext. 216||(816) 214-4200|
|Theresa Wren||Ext. 236||(816) 214-4200|
|Warren Baehr||Ext. 208||(816) 214-4200|
|Christine Ritchie||Ext. 217||(816) 214-4200|
|Dean Searcy||Ext. 205||(816) 214-4200|
|Rob Gardner||Ext. 226||(816) 214-4200|
|Darrell Simpson||Ext. 228||(816) 214-4200|
|Online Tech Support||Opt. 7||(877) 835-5232|