Financing for agricultural cooperatives and producers
CFA provides input finance and commercial lending programs aligned with seasonal cash flows, cooperative balance sheets, and the needs of rural communities.
Current Interest Rates
Simpli-Fi by CFA Field Finance Rate
Variable
Interest Rate for CFA Input Finance Loans Booked for the 2024, 2025 and 2026 Crop Years.
Interest Rate as of November 1, 2025.
CFA Input Advantage Rate
Variable
Interest Rate for CFA Input Finance Loans Booked Prior to the 2024 Crop Year.
Interest Rate as of November 1, 2025.
CFA Base Rate for Commercial Loans
Variable
Base interest rate for commercial lending products.
Interest rate as of November 1, 2025.
All Rates are Variable and Subject to Change at any time
Simpli-Fi by CFA
This loan is designed to provide financing for your agronomy and related services purchased at your local cooperative. The loan can be up to $1,000,000 based on information submitted in the Simpli-Fi by CFA Loan Application. The loan is simple to use as the loan application and loan documentation are combined into one document.
CFA's input financing programs, supported by the Field Finance platform, help retailers and cooperatives offer competitive, convenient credit for crop inputs while managing risk and improving cash flow. Producers gain predictable terms and simplified borrowing, while cooperatives retain and deepen relationships in their trade area.
Features & benefits
- Convenient
- Easy to apply, fast decisioning, and straightforward documentation for retailers and producers.
- Expert support
- CFA provides onboarding, marketing materials, and training for cooperative staff.
- Comprehensive
- Finance seed, crop protection, fertilizer, and other production needs under one relationship.
- Cost-effective
- Delivers the advantages of a captive finance program without the capital or infrastructure burden.
- Competitive advantage
- Customizable loan programs, promotions, and interest options that help cooperatives compete and grow.
- Flexible
- Rate and maturity structures that can be aligned with your marketing strategies and local agronomy calendar.